When it comes to car insurance, Louisiana follows a “Tort system.” This means someone must be found to be at fault for causing an accident, and that person and their insurance company is responsible for all the damages.
Louisiana requires all vehicles you have registered to be covered by insurance that includes bodily injury liability coverage and property damage liability coverage. Drivers caught without the proper coverage are subject to fines and suspended licenses. At Carmouche Insurance Inc., we can provide affordable Louisiana auto insurance solutions that ensure you have the right insurance, as well as offer more coverage for your particular needs.
In Louisiana, the state minimums may not be enough to fully protect you from lawsuits. If you are found negligent in an accident and the damages exceed your insurance limits, you can be sued in court for those amounts not covered by your insurance. Louisiana car insurance from Carmouche Insurance Inc. can help protect you and your vehicle while saving you money on premiums!
If you are ever involved in a car accident, you need Louisiana auto insurance that can protect you against potential losses. When you purchase insurance through our agency, you have many coverage options including:
- Medical Injury Protection
- Bodily Injury Liability
- Collision and Comprehensive
- Property Damage
- Uninsured Motorist
- And More!
Want to learn more about Louisiana car insurance? LA drivers can speak to an agent by calling 888-450-0971 or filling out the online quote form on this page. We look forwarding to hearing from you.